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Margaret Ball & Carolyn Wilbur
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Saturday, July 1, 2023 @ 2:14 PM
Posted By: Margaret Ball & Carolyn Wilbur
 
Does your current home no longer serve your needs? If so, you may be torn between relocating to a new home or renovating your existing one. This can be a difficult choice, and there’s a lot to consider —including potential costs, financial implications, and quality of life.  A major remodel

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Thursday, June 1, 2023 @ 11:50 AM
Posted By: Margaret Ball & Carolyn Wilbur
 
There’s an old adage in real estate: location, location, location. But ever since the Bank of Canada began its series of inflation-fighting interest rate hikes last year, a new mantra has emerged: mortgage rates, mortgage rates, mortgage rates. Higher rates had the immediate impact of cooling homebuyer affordability and demand.

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Monday, May 1, 2023 @ 4:43 PM
Posted By: Margaret Ball & Carolyn Wilbur
 
It's not easy being a first-time home buyer right now. At the end of last year, housing affordability hit an all-time low. 1 Additionally, mortgage rates have risen significantly since 2021, while inventory remains tight for many property categories, but especially for starter homes. Even lower-priced condos are harder to

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Category: Real Estate

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Saturday, April 1, 2023 @ 12:45 PM
Posted By: Margaret Ball & Carolyn Wilbur
 
Keeping a clean and orderly home is a challenge for many of us. Between busy work schedules, social obligations, and family commitments, it’s tough to keep up with daily chores—let alone larger seasonal tasks. The effort is worthwhile, however. A sanitary environment can keep you and your family healthier by

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Wednesday, March 1, 2023 @ 10:40 AM
Posted By: Margaret Ball & Carolyn Wilbur
 
When it comes to listing your home, most home sellers want three things: 1) to make a lot of money, 2) to put in minimal time and effort, and 3) to sell quickly. But the reality is, selling a home is rarely that simple. And homeowners who try to do

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Category: Real Estate

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Wednesday, February 1, 2023 @ 12:03 PM
Posted By: Margaret Ball & Carolyn Wilbur
 
Over the past few years, many of us have spent extra time at home—and that means we appreciate the personal design touches that make a house cozy and comfortable more than ever. Some of us have adapted our dwellings in new ways, from creating functional home offices to upgrading the

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Sunday, January 1, 2023 @ 9:35 AM
Posted By: Margaret Ball & Carolyn Wilbur
 
Last year, one factor drove the real estate market more than any other: rising mortgage rates.  In March 2022, the Bank of Canada began a series of interest rate hikes in an effort to pump the brakes on inflation. 1 And while some market sectors have been slow to respond,

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Thursday, December 1, 2022 @ 9:55 AM
Posted By: Margaret Ball & Carolyn Wilbur
 
You don't have to break the bank to celebrate the holidays in style—even in this season of inflation. Prices may be higher on everything from food to gifts to decorations, but there are still plenty of opportunities to eke out extra savings.  For example, you can trim your energy bills

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Tuesday, November 1, 2022 @ 5:31 AM
Posted By: Margaret Ball & Carolyn Wilbur
 
Over the past few years, a real estate buying frenzy bid up home prices to eye-popping amounts. However, as mortgage rates have risen, buyer demand has cooled. 1 Consequently, home sellers who enter the market today may need to reset their expectations. The reality is, it’s no longer enough to

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Category: Real Estate

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Saturday, October 1, 2022 @ 4:08 PM
Posted By: Margaret Ball & Carolyn Wilbur
 
Deciding whether to jump into the housing market or rent instead is rarely an easy decision – especially if you’re a first-time homebuyer. But in today’s whirlwind market, you may find it particularly challenging to pinpoint the best time to start exploring homeownership. A real estate boom during the pandemic

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